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California Bill Requires Insurance Companies to Collect, Report Data on Policyholders’ Guns

Democrat legislation demands insurers collect and report data on clients' firearms, encroaching on privacy and Second Amendment rights.

California’s relentless pursuit of infringing upon the Second Amendment rights of its citizens has taken a novel and concerning turn with Democrat Assemblymember Mike Gipson’s introduction of AB-3067. This bill mandates homeowner’s and renter’s insurance companies inquire about firearms ownership from their clients and report this data to the government. The question arises: Why does the state need to know how many firearms are in private homes, especially when California already has stringent gun registration laws for handguns and long guns?

This proposal goes beyond the pale, blurring the lines between state oversight and privacy invasion. Insurance companies may have a vested interest in understanding the property they insure, including firearms. They could argue that knowledge about the storage and quantity of guns affects risk assessment and policy pricing. However, the state’s insistence on collating this data, supposedly stripped of identifying details, raises alarms. What purpose does this serve beyond compiling an unnecessary and invasive inventory of citizens’ firearms?

The bill’s lack of clear justification is a glaring red flag. When the government imposes burdens, whether on individuals or corporations, there must be a compelling and transparent reason. Environmental regulations protect our natural resources; traffic laws prevent accidents. Yet, AB-3067’s rationale remains conspicuously absent. The absence of explanation leads to the inevitable conclusion that the reasons behind it would not withstand public scrutiny.

This overreach threatens not just the privacy of gun owners but could potentially inflate the cost of homeowner’s and renter’s insurance across the state. It places an undue burden on insurance providers, requiring them to act as informants for the state, and it discomforts law-abiding gun owners who are already navigating a labyrinth of firearm regulations.

California’s legislative energy could be better spent addressing the root causes of violence and crime rather than concocting new ways to erode constitutional rights. This bill does nothing to enhance public safety; it only fosters mistrust between the government and its citizens. It’s a stark reminder of the need for vigilance against any attempts to undermine our freedoms under the guise of legitimate public policy.

In the grand scheme of things, AB-3067 represents more than just an intrusive policy proposal; it’s a symbol of the growing chasm between government overreach and individual liberties. If the state can demand to know about your legally-owned firearms today, what else might they require tomorrow? This is not just a matter of gun rights; it’s a matter of principle, privacy, and the preservation of our liberties against an ever-encroaching government.

Robert Chernin

Robert Chernin

Robert B. Chernin has brought his years of political consulting and commentary back to radio. As a longtime entrepreneur, business leader, fundraiser and political confidant, Robert has a unique perspective with insights not heard anyway else. Robert has consulted on federal and statewide campaigns at the gubernatorial, congressional, senatorial, and presidential level. He served in leadership roles in the presidential campaigns of President George W. Bush as well as McCain for President. He led Florida’s Victory 2004’s national Jewish outreach operations as Executive Director. In addition, he served on the President’s Committee of the Republican Jewish Coalition. Robert co-founded and served as president of the Electoral Science Institute, a non-profit organization that utilizes behavioral science to increase voter participation and awareness. Robert can be heard on multiple radio stations and viewed on the “Of the People” podcast where you get your podcasts.